Commercial Auto Blog

COVERAGE BASICS

When Does a California Business Need Commercial Auto Insurance?

A service van hauling tools to a job site, a pickup running between construction sites, and a box truck on a delivery route can each create business-use exposures. The questions that matter are who owns the vehicle, who drives it, what it carries, and how often it is used for work.

Personal auto insurance is not built for regular deliveries, transporting products for a fee, or repeated service travel. A Commercial Auto conversation can help match coverage to the way your California business actually operates.

Start with the Commercial Auto insurance page and review General Liability coverage for broader business protection.